At least for now, you should be able to make payments to millions of sites worldwide in over 200 countries, something that has eluded millions of Nigerians for several years now.
If you’re still having a grudge with PayPal for snobbing Nigeria until now, then you probably don’t need PayPal for your individual or business use and we can’t convince you to get a PayPal account.
Instead, we’ve decided to outline a guide to getting a Verified PayPal account anywhere in Nigeria that would could come in handy when you…err…stop sulking.
First, you will need a Credit or Debit Card issued by any Nigerian bank which must either be a Visa Card or MasterCard, not a Verve Card. You will also need the full Billing Address as it appears on your Credit or Debit Card as well as an email address.
Here’s a guide to getting a verified PayPal individual account in Nigeria.
Visit the PayPal
website to signup for an Individual Account. Select Nigeria on the list of country or region and click get started. After filling your details, you would be asked if you wish to link your card. You may skip the process or choose to link your card, but it is recommended that you skip until later. Then, you will receive a registration confirmation email from PayPal like the one below.
When you click the “Link Now” button, your email address will be verified. Don’t get too excited, you’re a PayPal member with an unverified account. So you will still need to link your credit or debit card to verify your PayPal account.
Note: I experienced some errors when trying to link my card yesterday likely due to technical issues from PayPal, but when I tried same today, it was successful.
Now login to your Paypal Account and link your credit or debit card with your PayPal account. Make sure to enter the correct billing information and click the “Add Card” button. Your card would be charged $1.95 (about N320) by PayPal which would be refunded to you upon confirmation. Linking your card would also enable you to lift account limits set at $250 by default.
Once you do so, PayPal would ask you to confirm your card by providing them with a unique 4-digit code that would appear on the transaction when you check your bank statement. Once you do so, you will get a confirmation like the image below.
And your PayPal account overview should look something like this below:
Well, that’s it! You can start sending money to other PayPal users and shopping from millions of websites. Still, there are limited use cases for PayPal in Nigeria as you won’t be able to link your bank account to receive funds through your bank.
It is expected that PayPal would add more features in the future, but while we await that, the service being available in Nigeria as of now is a welcome development, especially for the growth of e-commerce in Nigeria.
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